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This is the most common policy for small businesses, as it combines General Liability, Property, Business Interruption coverage and includes reimbursement for personal property (e.g. laptops, office furniture, and tools). Get free quote@StefanelliFinancial.com

The most basic type of insurance. This insurance is essential if you see clients face to face or handle any of their physical property. For example, it covers you if a client comes to your office and slips on some spilled coffee, breaking a hip, and they ask you to pay the medical bills.This is typically included in business owner policy. Get free quote@StefanelliFinancial.com

This policy protects your team and employees for expenses associated with work related injuries or illnesses, including things like medical bills, rehabilitation and lost wages.If you have employees, this is required by most states. Get ree quote@StefanelliFinancial.com 

This policy protects you and your company if you are found negligent in the professional services you provided to a client. Also known as Errors & Omissions. Get free quote@StefanelliFinancial.com

Commercial auto insurance provides liability and physical damage protection for cars, trucks and vans that are used for business. For example, businesses that use a car to run errands, carry tools, or transport clients should consider a commercial auto policy .Get Free quote@StefanelliFinancial.com

Most businesses today have a social media or internet presence and are exposed to some of these risks. Cyber liability insurance helps cover expense or damages resulting from data loss, cyber attacks, or security breaches. Get free quote@StefanelliFinancial.com

Umbrella liability can apply to any type of business that needs more coverage than is provided by the current policy limits. Sometimes a vendor or client may ask for a higher coverage limit than is being offered on a standard policy. Get free quote@StefanelliFinancial.com

Home Owners Policy   
A homeowners insurance policy usually covers four incidents on the insured property – interior damage, exterior damage, loss or damage of personal assets/belongings, and injury that arises while on the property. Get free quote@StefanelliFinancial.com

Flood Policy 

 Flood insurance is a separate policy that can cover buildings, the contents in a building, or both, so it is important to protect your most important financial assets — your home, your business, your possessions. 

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 Auto Policy 

Auto liability insurance is a type of car insurance  coverage that's required by law in most states. If you cause a car accident — in other words, if you are liable for the accident — liability coverage helps pay for the other person's expenses.

Auto liability coverage comes in two forms:  bodily injury liability coverage and property damage liability coverage.  Drivers in most states must have both types of coverage.

🛡️ Get a Free, No-Obligation Quote—Let Us Give You Peace of Mind! 🛡️

Your insurance should work for you, not the other way around. At Stefanelli Financial, we offer a free, no-obligation policy review to ensure you’re getting the best coverage at the most competitive rates.

🔹 Expert Policy Review – Let us evaluate your current insurance and show you superior options tailored to your needs.
🔹 Comprehensive Coverage – Home, Auto, E&O, Business, Health, and Life Insurance—designed to protect what matters most.
🔹 Peace of Mind – Work with professionals who prioritize your security, savings, and future.

Give us the opportunity to review your policy—because the right coverage makes all the difference!

📞 Contact us today at Quote@StefanelliFinancial.com or visit [https://agents.ethoslife.com/invite/95870] to get a free, hassle-free life insurance quote online.

No pressure, no obligation—just the protection and service you deserve!